Life and Health Insurance

Calgard Associates is the place for your health and life insurance needs. We design our programs to fit the exact needs of our clients. We work with many different great providers so we can find the program that gives you the coverage you need. That’s’ what our clients tell us is the biggest advantage working with us, is that they don’t have to worry about shopping around multiple providers to see which one gives the best coverage for the price. We are also located in 3 different locations throughout Southern California to better serve you. Our main office is in San Dimas and we have two other branches in Long Beach and Ventura.
 
If you are self-employed or your job doesn’t offer health insurance, or you just don’t have health insurance you are playing a very risky game. We understand that for some people health insurance can be expensive, but if something were to come out of the blue to you or your family it could really get expensive. Medical cost can be astronomical; studies have shown that the average surgical procedure can cost $30,000. An amount of money that many people don’t have on hand, an extended stay can easily climb into the $100,000s and in the worst cases can lead to bankruptcy. Also if you currently have health insurance and feel that you are paying too much for it, we can help you too. We have access to many great health insurance providers so we can help you find a plan that is both affordable and gives you and your family the coverage in case something does happen you know the costs can be covered. Health insurance doesn’t have to be too expensive, let us help you find the right plan.
 
Our life insurance policies can make sure that in the event of a passing you know your family and heirs will be covered. We all want to make sure our family will be able to live a comfortable life if we were to pass, life insurance makes sure that happens. We can help you figure out how much life insurance you really need to give you and your family piece of mind. Since we do have so many great providers we can find you a life insurance policy that meets your needs at the lowest cost. You would be surprised for how little money a month you can give your family the security that if you were not there to provide for them, they would have financial security.
 
We have helped many people throughout Southern California and even nationwide with their health and life insurance needs. They don’t have be too expensive, especially when you think about advantages of having one in the event of something happening. Use our Life/Health Quote tool and let us find a custom tailored plan that can save you money and most importantly give you and your family the security that come with health and life insurance.



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