Home Insurance

A home for most of us is the biggest investment we will make in our lives. Something if you maintain will more then likely go up in value, or be an asset you can pass on to your children. That is why it’s so important to know your home is covered in case disaster strikes. Repairs to homes can be extremely expensive, that’s why having the proper home insurance coverage is important. At Calgard Associates we specialize in homeowner insurance, and we can make sure your home is covered, and probably end up saving you some money. We are a Southern California company so we know what someone living here needs in their home insurance policy, we live here too. We have three offices our main branch in San Dimas and two other in Long Beach and Ventura.
 
When it comes to home insurance it’s very important to pay attention to details. Of all the different types of insurance, home insurance has some of the most variables. There are so many things that can go wrong when it comes to your home, so you have to think about those possibilities and make sure your home is covered. On the other hand there is no need to pay for coverage that you don’t need, which is the biggest factor of why some people pay too much for their home insurance. Since we are a local Southern California company we can make sure you've got the right coverage.
 
We work with many different providers so it saves you the trouble of shopping around with different companies, we do that for you. We will look at your home, where you live and take into account what kind of coverage you need. From there we look at all the different policy available and find the one that best meets your needs. Also since a lot of people get pushed into home policies that have coverage they don’t need in many cases we end up saving our clients money on their homeowners insurance, and give them the coverage they need.
 
We live in Southern California, where as someone living in the Midwest would need to worry about tornados we don’t, we would need to worry more about earthquakes. Even deeper if you look into Southern California, someone that lives in a more inland wooded area really needs good wildfire coverage, compared to someone living on the coast might think about flood insurance more. Either way you can rest assured we will analyze your situation and tailor a home insurance plan for you and your home.
 
Take a minute or so and use our Home Quote tool to tell us about your situation and we can start putting together a plan to protect your biggest investment, your home.



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